Playbook Creator Agreement

Effective Date: 2/3/26

This Creator Agreement (“Agreement”) is between you (“Creator,” “you,” or “your”) and Playbook Technology, Inc., a Delaware corporation (“Playbook,” “we,” “us,” or “our”).

This Agreement governs your participation as a Creator on the Playbook platform and is incorporated into, and forms part of, the Playbook Terms of Service. Capitalized terms not defined here have the meanings given in the Terms of Service.

By creating or maintaining a creator account, you agree to this Agreement.

1. Creator Relationship

You acknowledge and agree that:

• You are an independent contractor, not an employee, agent, or partner of Playbook
• You control the creation, pricing, and content of your offerings, subject to Playbook policies
• You are solely responsible for your business, content, and interactions with users

Nothing in this Agreement creates an employment, agency, or joint venture relationship.

2. Pricing & Revenue Share

2.1 Pricing

Creators are responsible for setting the prices for their subscriptions, programs, and other offerings unless otherwise agreed in writing.

2.2 Standard Revenue Share

Unless otherwise agreed in writing between you and Playbook, revenue generated from purchases of your content on the Platform will be shared such that Playbook retains twenty percent (20%) and you receive eighty percent (80%) of Net Revenue (the “Standard Revenue Share”).

Net Revenue means gross amounts actually received by Playbook from end users for your content, less:

• Payment processing and app store fees
• Refunds, chargebacks, and disputed payments
• Taxes, duties, or required withholdings
• Other deductions required by third-party payment processors

2.3 Custom Creator Agreements

Playbook may enter into separate written agreements with certain Creators that provide for different revenue shares, payout structures, or commercial terms (“Custom Creator Agreements”).

If there is a conflict between this Agreement and a Custom Creator Agreement, the Custom Creator Agreement will control.

Nothing in this Agreement creates a right or expectation to receive alternative terms.

3. Payments & Payouts

• Payments are processed through third-party providers, including Stripe, Apple In-App Purchases, and Google Play Billing
• Payout timing is subject to processor rules, verification requirements, minimum payout thresholds, and reserve policies
• Refunds or chargebacks may be deducted from current or future payouts, including amounts previously paid to you

Playbook does not guarantee payout timing or minimum earnings.

4. Creator Content & Ownership

You retain ownership of the content you create and upload to Playbook.

By posting content, you grant Playbook a non-exclusive, worldwide, royalty-free, sublicensable license to host, store, reproduce, distribute, display, and promote your content solely in connection with operating, improving, and marketing the Platform.

This license survives termination to the extent necessary to support existing user access, legal compliance, or platform operations.

5. Creator Warranties & Responsibilities

You represent and warrant that:

• You own or have all necessary rights to your content
• Your content does not infringe intellectual property, privacy, or publicity rights
• Your content complies with all applicable laws, regulations, and Playbook policies
• Your content is not deceptive, misleading, or unlawful

You are solely responsible for the accuracy, safety, and legality of your content.

6. Health, Fitness & Safety

You acknowledge and agree that:

• You are solely responsible for any fitness, training, or instructional content you provide
• You must not provide medical advice or guarantee specific results
• You must include appropriate disclaimers where applicable

Playbook does not review or certify creator content for safety, effectiveness, or accuracy.

7. Creator–User Interactions

Creators may communicate with users through community posts, comments, or direct messages.

You are solely responsible for your communications and conduct. Playbook is not responsible for disputes between you and users.

8. Marketing & Promotion

You grant Playbook the right to use your name, likeness, username, and reasonable excerpts or previews of your content for marketing, promotional, and platform discovery purposes, unless otherwise agreed in writing.

9. Taxes

You are solely responsible for determining, collecting, reporting, and remitting all taxes applicable to your earnings.

Playbook may collect tax documentation and report payments as required by law.

10. Termination

Playbook may suspend or terminate your creator account at any time, with or without notice, if you:

• Violate this Agreement, the Terms of Service, or platform policies
• Publish unsafe, unlawful, or infringing content
• Engage in fraudulent or abusive behavior

Upon termination:

• Your access to creator features may be removed
• Outstanding payouts may be withheld as required to resolve refunds, chargebacks, or legal obligations

11. Disclaimers

The Platform is provided “as is” and “as available.” Playbook makes no guarantees regarding earnings, audience size, or creator success.

12. Limitation of Liability

To the maximum extent permitted by law, Playbook will not be liable for indirect, incidental, consequential, or punitive damages. Playbook’s total liability will not exceed $100 USD.

13. Governing Law

This Agreement is governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles.

14. Contact

Creator legal inquiries: terms@playbookapp.io